I'm getting ready to vent ... So keep that in mind when you read this!
I am in the middle of a short sale in Elk Grove that has proven to be a nightmare. Most parties involved are working diligently to get this deal closed. One hurdle after another has come up and we have been able to overcome them to keep this short sale transaction moving forward.
Transactions are tough to close right now. Various challenges come up including lending guidelines that get in the way, property condition issues, short sale approvals, and keeping buyers motivated... Just to name a few. That doesn't mean deals are not getting done... Just that it takes a full team effort to get the homebuyer into their new home (or the seller out).
There is a team member that I cranky about on this particular transaction.
I've got a listing agent who is hustling and doing what it takes! In fact, he is going above and beyond to get this deal done. I've got a transaction coordinator who has dealt with various hiccups and has had to modify and adjust. I am the agent representing the buyer and am hustling in any direction needed to make sure we are on track.
Then there is the lender involved! Ahhhh this one is driving me nuts.
We had another hurdle present itself this week. When I called this loan officer to present the latest challenge...His answer ticked me off!
The conversation went a little like this...
ME: Hey this is Erin! We have an issue... Can you do this in the time-frame given?
LOAN OFFICER? Well I don't know Erin. Ummmm Hmmmmm I don't think I can do it. Well... Ummmmm I don't know.... Hmmmmmm What do you think? Yeah ...let me know what you come up with. Ummmmm Good luck
OK maybe I am being too picky here... I'm probably a little too High D for my own good! I was in the mortgage business for 5 years, so sometimes I think I have a standard that is too high for other loan officers.
If I call you with an issue... Don't sound soooooo laid back like you have your feet up on your desk drinking a beer. If you can't do it... Just tell me no I can't do it in the time-frame given. BUT here is an alternative solution. I will call this person or I will attempt this to overcome the issue in another way. If I do this and then that... I think we can pull it off.
I want solutions not excuses. Do I expect you to be Superman? Maybe a little :) I do expect that you do your job and bring the same intensity that every other "team member" is bringing to the table. You should be monitoring the transaction from your end and offering solutions... LIKE EVERYONE ELSE!
Getting deals to close these days is a team effort and for some transactions it takes everyone involved to sprint to the finish line. It's our job as the professionals to get the buyer into a home with as little bruises as possible. There are some transactions that are especially tough. These "war story" deals remind us all what we are made of!
If you are not willing to jump through a burning hoop... on one leg.... with one hand tied behind your back.... Maybe you should find another job. That's the real estate world we live in right now!
I will carry this particular loan officer on my back across the finish line whether he likes it or not! These buyers are getting this home!
The truth is this is nothing new having a joker involved in a real estate transaction. I just needed to vent!
OK I'm done:) I feel better!
If you want an Elk Grove Realtor who will work hard for you.... I'm your girl... believe me!
Happy Hunting!

My job is to get you the best deal I can and help you navigate through our complex Sacramento Real Estate Market. My team works directly with many banks to sell their foreclosed homes... so I HAVE A LIST OF HOMES NOT YET ON THE MARKET! Interested in Sacramento HUD homes? Check out my other blog I write dedicated to Sacramento HUD Homes for sale!
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